We document, value and negotiate every detail of your property damage claim. Your insurance company has experts protecting their interests. We protect yours.
Water & Roof Damage Claims in California
Water damage claim going nowhere?
We can help.
We document the damage, price the repair correctly, and hold your insurance company to that number. No fee unless you recover.
Get your free water damage claim review
Tell us three things and a licensed adjuster will call you back.
No obligation. We'll tell you honestly if you don't need us.
We document, value and negotiate every detail of your property damage claim. Your insurance company has experts protecting their interests. We protect yours.
Get your free water damage claim review
Tell us three things and a licensed adjuster will call you back.
No obligation. We'll tell you honestly if you don't need us.
Insurers open low. The distance between that first offer and what a policy actually owes is the whole reason public adjusters exist. Here's what closing that gap has looked like.
The G. Family
Vandalism
Insurance company's offer
$235,758
Settlement with APA
$742,982
Additional Recovery
+$507,224
The S. Family
Water Loss
Insurance company's offer
$17,326
Settlement with APA
$109,788
Additional Recovery
+$92,462
The B. Family
Fire Damage
Insurance company's offer
$32,000
Settlement with APA
$2,150,000
Additional Recovery
+$2,118,000
The W. Family
Water Loss
Insurance company's offer
Denied Claim
Settlement with APA
$225,110
Additional Recovery
+$225,110
* Past results don't guarantee a particular outcome on your claim. Every policy, loss and carrier is different, which is exactly why the review is free.
Fires, burst pipes, storms, break-ins - we build every claim the same way: document all of it, price it correctly, then hold the carrier to that number. Click on your damage type to get stared.
We don't want to waste your time, or our time. We know pretty quickly whether we'll be able to help with your claim and we'll be honest with you.
We can help if
You own a home or building in California with property damage
Your claim was denied, undervalued, or has stalled
You haven't filed yet and want it done right the first time
You run a business with damage and/or lost income
The carrier's estimate doesn't match what your contractor says
We're not the right call for
Auto claims
Injury or medical claims
Very small claims where our fee wouldn't be worth it to you
Disputes that need an attorney rather than a public adjuster
Losses outside of California
+
Cases Handled
$M
Total Settlement Value
+
Years Experience
In Our Client's WOrds
Hear from people we have helped.
Don and John and the entire team at Action are beyond amazing and go well past the call of duty. I was kept in the loop every step of the way, never left guessing. They took the stress away and brought my settlement in 7 times then what the adjuster offered. For that reason I highly recommend the team at Action Public Adjusters.
Christine C.
I can’t say enough about what John and Action Public Adjusters did for my family and me. We were getting the run around from the insurance company, and from the moment APA stepped in, everything changed. They took over the claim, fought for us, and made sure our home was restored and our family could return. Thank you from the bottom of my heart I would recommend Action Public Adjusters without hesitation.
Michelle G.
I am truly blown away by the service from Action Public Adjusters. Stephanie is an absolute standout—professional, compassionate, and deeply committed to her clients’ best interests. She and the team fight hard to recover every dollar the insurance company tries to withhold. If you want a team that truly has your back, look no further.
Matthew R.
Before You Call
The questions everyone asks.
Your insurer assigns its own adjuster to value your loss - that person works for the insurance company. A public adjuster is licensed by the state of California to work only for you. We inspect the damage, read your policy, build the estimate, assemble documentation, and negotiate the settlement on your behalf.
The claim review itself is free and carries no obligation. If you hire us, we charge a contingency fee (we'll tell you what it is before you sign anything) of a percentage of the claim we negotiate on your behalf. If we don't recover anything, you don't pay anything.
Often not. Denials get reversed when the loss is documented properly and the policy language is applied correctly. Send us the denial letter and your policy and we'll tell you whether there's something to work with.
Usually the opposite. A complete, well-documented claim gives the carrier less to send back. We handle the correspondence and keep the file moving so you're not chasing anyone.
No. California law protects your right to hire your own licensed representative. Premium changes relate to the loss itself, not to your decision to be represented.
We have offices in Diamond Bar and Orange County, but we work throughout California, with most of our clients in Los Angeles County, Orange County, the Inland Empire and the Simi Valley area.
Before You Call
Start with a free claim review.
Send your details or call and talk to a licensed adjuster. We'll look at your policy and your damage and tell you plainly whether we think we can help. We won't waste your time.
Get your free water damage claim review
Tell us three things and a licensed adjuster will call you back.
No obligation. We'll tell you honestly if you don't need us.
